The travel financing app Fly Now Pay Later (FNPL) has grown in popularity as the pandemic restrictions have lifted, and consumers have started to travel more. While travel is more accessible now than it has been in the past couple of years, the cost of plane tickets has not settled back to quite the same levels as in 2019. As a result, vacation bills have grown pretty significantly, and the financing offers that firms like FNPL provide make it much easier to stomach.
They aren’t the only player in the space, though, and consumers are always looking for the best possible option when researching their vacation. Luckily, we have checked out Fly Now Pay Later reviews and compared them to other players in the industry to help consumers make the best decision.
We are going to cover:
- Analysis of Fly Now Pay Later reviews
- Other players in the industry
- What Skeps has to offer for travel consumers
Analysis of Fly Now Pay Later Reviews
We dug through FNPL’s product offerings and reviews to figure out exactly what consumers can expect from the financing app. After some thorough research, we have uncovered the following pros and cons:
✔ Convenient payment plans ranging from 4-12 payments
✔ Buyer protection in the case of a cancellation or emergency
✔ Convenient FNPL card that can be used like any other payment method
✘ Reviews suggest slow customer service response times
✘ Runs a hard credit inquiry
✘ APR options not revealed until a loan agreement is produced
Fly Now Pay Later reviews reveal that FNPL provides a convenient and consistent financing product that often meets the needs of approved consumers. Where they struggle, though, is during the application process and the customer service experience. Their hard credit checks may negatively impact their consumers’ credit scores, and there is no way for a consumer to know what APR to expect (or even a ballpark figure) until they receive their approval and loan agreement.
The customer service complaints are typically related to initial contact, with it being fairly difficult to get someone on the phone to respond to concerns. This can make an otherwise convenient product fairly tiresome to use.
Other Players in the Industry
There are many companies that offer travel financing, including more generalized financing companies that offer buy now, pay later (BNPL) programs for any purchase.
Popular names include:
All of these fintech providers can offer travel financing with varying levels of convenience and simplicity to increase bookings. Each offers its pros and cons, with most providing zero-interest financing options and soft credit checks that don’t affect credit scores. This can help consumers overcome some of the drawbacks we found in the Fly Now Pay Later reviews, and we believe Skeps is the best possible answer for consumers and travel businesses looking to offer their own financing.
Experience Cutting-Edge Travel Financing With Skeps
Skeps offers the only true end-to-end consumer financing platform that can be used for any purchase. Consumers in the travel industry will love our convenient one-click financing applications, and we offer the following features to ensure that consumers can get the financing they need without the obstacles that they don’t:
- Low-to-no interest financing for any purchase
- Soft credit checks that don’t affect credit
- APR ranges displayed during the application process
- Multiple financing options including BNPL, credit cards, loans, and more
- Quality customer service with quick, thorough responses
If you’re looking to partner with a forward-thinking fintech company that will keep consumers' eyes on the purchase while offering best-in-class financing, Skeps is the perfect fit.