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SKEPS FOR Retail

Drive Conversion with Embedded Financing for Enterprise Retail

Embed real-time, pre-qualified financing into your online and in-store checkout experience- giving you full control over lenders, offers, and customer experience.

Pay-Over-Time solutions for the Retail industry
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Reduce cart abandonment with instant pre-qualification

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Present multiple offers in real time without friction

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Maintain full control across channels

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Lender Agnostic

Work with multiple lenders simultaneously. Skeps is not a bank or bank-owned, giving you full flexibility and optionality across your financing strategy.

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Merchant Controlled

Keep full control over your lenders, pricing, and financing programs. Adjust in real time without dependency on a single provider.

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Pre-Qualified Matching

Post-acquisition, upsell and cross-sell additional financial products and services to new customers.

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Centralized Reporting

Access all financing performance data in one place in real-time. Track, optimize, and pivot your strategy with full visibility.

Reliable lending, backed by banks

Our financing is provided by accredited and regulated financial institutions.

20

Major Fintech
Leaders

7

Top National
Banks

3

Credit
Unions
Promote pay-over-time financing to your customers in real-time, right at the start of their buying journey

OFFER AWARENESS

Promote pre-approved financing, upfront

Qualify customers in real-time with our database of 250MM consumers and promote financing earlier without rejection risk at checkout.

Customize Pay-Over-Time options by SKU or bundles for your customers' unique needs

CONSIDERATION

Customizable offers by SKU or bundled packages

You’re not limited to standard Pay in 4. Design financing offers with the customer in mind, based on value and price.

Embed Pay-Over-Time financing natively into your checkout flows, online or in-store, and offer a seamless journey to your patients.

PURCHASE

Seamless UX that lets your brand shine, not ours

Improve conversions with an embedded solution that presents financing options natively and within your existing buying flows.

Elevate up-sell and cross-sell opportunities with Skeps Pay-Over-Time.

POST-PURCHASE VALUE

Up-sell and cross-sell additional products & services

Elevate more opportunities to meet your client's goals with any remaining financing not allocated.

Join 15,000+ Businesses on Skeps

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Increase sales

Reduced friction and tailored financing for high value purchases.

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Lower cost of acquisition

Benefit from an alternative to discounts to drive conversion.

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Increase lifetime value

Pre-approved credit lines that enable endless remarketing opportunities.

Tailor financing for your small business customers, too

Skeps streamlines your financing options across all customer types—From consumer payments to small business bundles.