Pay-Over-Time far beyond one size fits all

Customize offers across the customer journey to influence upgraded experiences

Pay-Over-Time solutions for the Travel industry
Chris Amenechi reviews Skeps' Pay-Over-Time solutions

Skeps has made it possible for cruise lines, airlines, and hotels to embed banking level services directly into their websites and booking flows. The potential impact for converting higher dollar packages & upgrades, while lowering cost, is truly incredible.”

Chris Amenechi, Co-founder - PremiumX

Former VP of Merchandising & Distribution at United Airlines
and VP of Revenue at Porter & Copa Airlines
Offer Pay-Over-Time financing options to your customers right at the start of their journey.


Promote pre-approved
offers, from the first site visit

Qualify travelers in real-time with our database of
250MM consumers to promote financing earlier without
rejection risk at checkout.

Customize Pay-Over-Time options based on your customers' travelling preferences.


Customize offers based on
traveler class and package price

You’re not limited to standard Pay in 4. Design financing
offers best fit for the customer profile and price point.

Embed Pay-Over-Time financing natively into your existing checkout flow and offer seamless interaction to your customers


Seamless UX lets your brand
shine, not ours

Improve your conversions with an embedded solution
that presents financing options natively and within your
existing buyer flows.

Streamline post-purchase journey with branded cards saved directly to a mobile wallet.


Digital cards, instantly accessible in one-click

Streamline delivery of gift cards and credit with branded cards saved directly to a mobile wallet and instantly accessible for use onboard, onshore, or in the airport.

Reliable lending,
backed by banks

Our financing is provided by accredited
and regulated financial institutions.




Top National


Major Fintech

Join 15,000+ Businesses Growing with Skeps

Increase sales with Skeps' Pay-Over-Time

Increase sales

Reduced friction and tailored financing
for high value purchases.

Lower customer acquisition costs with Skeps' Pay-Over-Time

Lower cost of acquisition

Benefit from an alternative to discounts
to drive conversion.

Increase lifetime value with Skeps' Pay-Over-Time

Increase lifetime value

Pre-approved credit lines that enable
endless remarketing opportunities.

Tailor financing for your small business customers, too

Skeps streamlines your financing options across all customer types—From consumer payments to small business bundles.