Skeps is the first microservices platform connecting bank quality financial solutions to consumers & small businesses directly within their buyer journey, in real time.
Our comprehensive suite of financial product technology, implementation support, and tailored acquisition strategies are designed to meet the unique needs of consumer and small business cohorts.
Augment your existing tech with the Skeps plug-and-play modules for speed to market
Reduce wasted spend by reaching the most interested and qualified customers at the point of purchase
Post-acquisition, upsell and cross-sell additional financial products and services to new customers
Reach your design target across multiple industries as they consider purchase decisions
Connect with Skeps once and get complete access to our suite of modules that accelerate your tech roadmap and data capabilities. Configure all or select the modules that add value to your business.
Activate a mirrored version of your live decision model for real-time evaluation of credit eligibility – resulting in higher conversion and approval rates than legacy solutions. Skeps is the first platform to take the ‘pre-approved’ direct mail strategy and enable it across digital channels with a turnkey API solution. Uphold FTC and financial industry regulations, data security, and ensure rules management are all updated in real time.Learn more
Skeps is connected to all the industry leading data provider solutions for fraud, KYC, and KYB. Our platform helps you easily generate and maintain self-serve workflows so you can create your own automated decision management and manual review processes – within your existing environment.Learn more
Leverage the Skeps configurable out-of-the-box Digital Card platform to facilitate payments with save-to-digital-wallet and contactless payment capabilities. This technology enables a number of use cases such as self-serve branded gift card, employee recognition, and loan disbursement. Design programs with your brand in mind, or partner with merchants to support any number of their use cases.Learn more
Skeps helps your acquisition and product teams easily gain insights for impacting growth. Our integrated features enable you to design, create and run champion challenger tests to optimize the end-to-end customer journey, including user experience elements and offer presentation.Learn more
Our platform enables speed-to-market deployment for the customer application journey through modular components pre-connected with leading credit and fraud third party data. Every piece has been vetted, approved and is in use with multiple banks today helping to ensure efficient compliance review.Learn more
You have complete flexibility to pick and chose modules in our integrated servicing platform, including operational resources to help support new product launches with an existing, experienced, operational team. Skeps has partnered with EXL to bring to the market an end-to-end loan servicing platform that covers all aspects of loan origination through loan management and support services.Learn more
A next generation multi-lender platform with a single universal application and single credit pull – enabling a parallel-look versus the traditional waterfall approach to lending. Deliver a superior merchant partner experience to serve more customers. Engage with complementary lenders to deliver comprehensive solutions while maintaining your control over existing merchant partnership terms and preferences.Learn more
Accelerate speed-to-market with turnkey Loan Origination System (LOS) and Loan Management System (LMS) to support new consumer and small business financial products launched with Skeps. Automate and streamline the entire loan life cycle including loan servicing, reporting, customer support, syndication and customer monitoring.Learn more
Our blockchain technology can enable most credit and financing products for our partners and we can explore additional product needs upon request.
Small Business Loans
On Card Installment
Reach high quality consumers and small businesses in the moment they are actively seeking credit to transact online, in apps, or in person.
15K+ businesses across vertical sectors such as Home Renovation, Travel, Medical, and Retail.
Purpose built for larger basket size products and services over $500 and up to $100,000.
Across financial institution partners Skeps has consistently demonstrated profitability metrics.
Skeps has partnered with EXL to for live call center support to ensure customers have 24/7 access to getting questions or concerns resolved.
Skeps works with institutions and financial partners that collectively serve a broad set of customer segments and are committed to regulatory compliance and customer service.
Design partnerships with complementary Financial Institutions in our network that are outside of the credit box for your current offerings. Unlock access to blue chip merchants with one unified application and parallel-look powered by Skeps. As a brand safe environment, only one financial partner will be revealed to the applicant after an offer has been accepted.