Enabling customer acquisitions, at scale
Skeps is the first microservices platform connecting bank quality financial solutions to consumers & small businesses directly within their buyer journey, in real time.
Double conversion rates while minimizing acquisition costs
Our comprehensive suite of financial product technology, implementation support, and tailored acquisition strategies are designed to meet the unique needs of consumer and small business cohorts.
Accelerate new product & partner launches
Augment your existing tech with the Skeps plug-and-play modules for speed to market
Lower cost of acquisition by 30%
Reduce wasted spend by reaching the most interested and qualified customers at the point of purchase
Remarket and engage to increase lifetime value
Post-acquisition, upsell and cross-sell additional financial products and services to new customers
Scale acquisition with a curated merchant network
Reach your design target across multiple industries as they consider purchase decisions
Configurable platform modules
Connect with Skeps once and get complete access to our suite of modules that accelerate your tech roadmap and data capabilities. Configure all or select the modules that add value to your business.
Digital Prescreen
Activate a mirrored version of your live decision model for real-time evaluation of credit eligibility – resulting in higher conversion and approval rates than legacy solutions. Skeps is the first platform to take the ‘pre-approved’ direct mail strategy and enable it across digital channels with a turnkey API solution. Uphold FTC and financial industry regulations, data security, and ensure rules management are all updated in real time.
Learn more
Fraud and KYC/KYB
Skeps is connected to all the industry leading data provider solutions for fraud, KYC, and KYB. Our platform helps you easily generate and maintain self-serve workflows so you can create your own automated decision management and manual review processes – within your existing environment.
Learn more
Payments: Digital Card
Leverage the Skeps configurable out-of-the-box Digital Card platform to facilitate payments with save-to-digital-wallet and contactless payment capabilities. This technology enables a number of use cases such as self-serve branded gift card, employee recognition, and loan disbursement. Design programs with your brand in mind, or partner with merchants to support any number of their use cases.
Learn more
A/B Testing
Skeps helps your acquisition and product teams easily gain insights for impacting growth. Our integrated features enable you to design, create and run champion challenger tests to optimize the end-to-end customer journey, including user experience elements and offer presentation.
Learn more
Consumer UX/UI & SKU Customization
Our platform enables speed-to-market deployment for the customer application journey through modular components pre-connected with leading credit and fraud third party data. Every piece has been vetted, approved and is in use with multiple banks today helping to ensure efficient compliance review.
Learn more
Integrated Servicing Platform
You have complete flexibility to pick and chose modules in our integrated servicing platform, including operational resources to help support new product launches with an existing, experienced, operational team. Skeps has partnered with EXL to bring to the market an end-to-end loan servicing platform that covers all aspects of loan origination through loan management and support services.
Learn more
Multi-lender
A next generation multi-lender platform with a single universal application and single credit pull – enabling a parallel-look versus the traditional waterfall approach to lending. Deliver a superior merchant partner experience to serve more customers. Engage with complementary lenders to deliver comprehensive solutions while maintaining your control over existing merchant partnership terms and preferences.
Learn more
Loan Origination & Management System
Accelerate speed-to-market with turnkey Loan Origination System (LOS) and Loan Management System (LMS) to support new consumer and small business financial products launched with Skeps. Automate and streamline the entire loan life cycle including loan servicing, reporting, customer support, syndication and customer monitoring.
Learn more
Products supported on the Skeps platform
Our blockchain technology can enable most credit and financing products for our partners and we can explore additional product needs upon request.
Credit Cards
.svg)
Small Business Loans
Installment Loans
Pay-Over-Time
On Card Installment
Committed to exceptional customer experience and support
Skeps has partnered with EXL to for live call center support to ensure customers have 24/7 access to getting questions or concerns resolved.
Orchestrate multi-lender partnerships to expand your value to top tier merchants
Design partnerships with complementary Financial Institutions in our network that are outside of the credit box for your current offerings. Unlock access to blue chip merchants with one unified application and parallel-look powered by Skeps. As a brand safe environment, only one financial partner will be revealed to the applicant after an offer has been accepted.