PRIVACY NOTICE

This Privacy Notice explains how the StreamSource Technologies, Inc. (“we” or “us”) collects and uses the information you provide to us, to help you make informed decisions when you use visit this website. Please be sure to read this entire Privacy Notice before using our website. If you do not agree to the terms of this Privacy Notice, then you should not use this website.

Scope and Purpose

This website is intended for business users who may be interested in the Skeps Platform. At present, we do not market the Platform or any other products or services to individual or household consumers and our Platform product is only available for use by businesses in the United States. If you are a consumer and you visit or shop with a merchant using our platform, your interactions are governed by the terms of service and privacy policies of that merchant.

StreamSource Technologies, Inc. is not a lender or other financial institution and we do not seek to establish business relationships with individual consumers or households. This website is directed at a business audience, and we collect Personal Information only as described below, namely:

  • To support and improve site functionality, and
  • To respond to your inquiries about how our Platform may be useful for your business. 

Information we collect

When you visit or use our website, we may collect the following types of information:

  • Technical information including, but not limited to, browser type, IP address, mobile device type and identifier, screen resolution, operating system, the date and time of a visit or use, and similar information to support basic site functionality. We use this information to support and improve the proper functioning of this website
  • Aggregated information as you and others browse and use our website. We use Google Analytics for this purpose. We use this information to support and improve the proper functioning of this website
  • Personal information you choose to provide to us such as your name, professional contact information, and email address. You may provide this information, for example, when you make requests for information or assistance, such as a request for a demo. We use this information to contact you with more information about how our Platform may be useful for your business. By submitting Personal Information to us, you are voluntarily consenting to use of your personal information in accordance with this Privacy Statement.

Uses of Information

We may use the information we collect from you for purposes such as:

  • To respond to your inquires and requests related to your business’s potential use of our Platform, including if you request a demonstration of our product;
  • To operate and improve our website;
  • To detect and protect against threats to the Site's security; and
  • For any other purpose specified at time of collection.

Analytics

We use Google Analytics to better understand how visitors interact with our website. This service provides technical data including but not limited to data on where visitors came from, what actions they took on our website. We use this information to improve your experience when visiting our Sites. You may opt out of Google Analytics data collection by clicking here. Note that if you use more than one browser or more than on computer, you may need to opt out individually for each browser or computer.

Service Provides

We may share information with service providers who may assist us in responding to your inquiries or requests, or otherwise perform some business or operational function for us. We may also disclose personal information about you if required to do so by law, including without limitation, by search warrant, subpoena or court order; to protect our and third-party rights; and for purposes disclosed at time of collection. 

Other sharing and "SALES"

We do not share information from our website for commercial purposes such as advertising. We also do not “sell” Personal Information within the meaning of the California Consumer Privacy Act (CCPA).

Security

We employ standard security measures to protect data collect through our website.

Links to other websites

This website contains links to other websites we do not own or operate. This Privacy Notice applies only to this website and not to any other sites to which it links. We encourage you to read the privacy notices of any third-party website you visit.

Notice and Choice

Like any website, this website requires some amount of Personal Information to function. For example, the website needs IP addresses and browser and system information to function. We do not use any of this Personal Information for profiling, advertising, or other commercial purposes.

If you choose to contact Us, you may choose to provide some additional information, such as your at-work email address. This is completely optional. If you do so, we will use this information to contact you in response to your inquiry.

Changes in our privacy practices and Notice

From time to time, we may make changes to our privacy practices and update this Privacy Notice. We will notify you of any changes to our Privacy Notice by posting any updated policies on this page. Please visit this page from time to time for any updates. Your continued use of this website constitutes your acceptance of the new terms.

Contact Us

If you have questions about this Privacy Policy, please contact us at [privacy@skeps.com]

For Users in Specific regions such as California or Europe

Some jurisdictions such as the European Union, California, Nevada, or others grant individuals specific rights related to their data. This website is intended for a business audience in the United States only. We do not offer products and services or track the activities of users in the European Union or European Economic Area as defined in the General Data Protection Regulation (GDPR). We do not “sell” consumer information as the term is used in the California Consumer Privacy Act (CCPA). However, if you believe you have rights under the CCPA, GDPR, or any other privacy law, and you would like to exercise them, please contact us at: [privacy@skeps.com].

California residents: Click [#here – link##] to learn about how we use your data and your rights.

California Privacy Notice

This notice is intended to satisfy the California Consumer Privacy Act of 2018 (“CCPA”). The CCPA requires us to explain how we collect, use, and share Personal Information and your rights and choices under California law.

General Information

We are StreamSource Technologies, Inc., a Delaware company headquartered in New York, New York. We produce the Skeps software platform designed to enable consumers to find great loans and apply with confidence.

We do not sell Personal Information. This website is designed for a business audience. Specifically, we are trying to reach individuals who may be interested in using our software, the Skeps platform, for their business. This website is not directed at individual consumers, and we do not collect identifiable individual information unless you contact us by providing us with your contact information. 

Besides any information you may choose to submit, we also use cookies and other technologies to support website functionality. We do not make any effort to identify or otherwise track individual users. You may find out more about cookies and how to control them via your browser here: http://www.allaboutcookies.org/ 

Information we collect and how we use it

How we collect your information via the platform varies depending on how you use the platform or this website.

When you browse this website, use the Platform app or access the Platform from the website of a merchant participating on the platform, your Personal Information is collected and used as follows:

 

Information

CCPA category

Collected – How?

Used for?

Shared?

Device identifiers, online activity data, and device identifiers. 

Identifiers, internet and network information, online identifiers

Automatically

Operations 

Shared with service providers only, to support website functionality. 

Name, business contact information

Identifiers, online identifiers

Submitted by you

If you submit contact information, we will use this to contact you as requested.

Service providers only.

 

How we use your personal information

We use your Personal Information to:

  • Improve our services and our website
  • Run and manage our business
  • Respond to your inquiries or questions, if you contact us.

Who do we share information with?

We share your Personal Information with Service Providers who are only permitted to use your information as we instruct. Like most web-based businesses, we rely on a variety of Service Providers to perform basic functions like host and run our website, manage our business, and communicate with our customers and users of the Platform or our website. 

Your Privacy Rights

State laws, such as California’s CCPA, grant individual consumers several rights and we honor these rights. 

Information. You can request information about how we have collected, used and shared your Personal Information during the past 12 months.

Access. You can request a copy of the personal information that we maintain about you.

Deletion. You can ask us to delete the personal information that we collected or maintain about you.

CCPA and Other Requests

We state the types of information we collect, why, and with whom we share the information above, including the business and commercial purposes. Thus, we are generally not required to respond to general requests about our information practices. Please refer to the tables above.

We do not typically retain information that would enable us to identify individual users. If we cannot confirm your identity, we are not required to provide a response beyond that after a reasonable search we could not find any information about you. If you have submitted Personal Information to us, such as

We consider several factors in responding to requests. We do not include sensitive information in a request response. We also take reasonable steps to verify your identity, which may require you to provide some information about yourself. We do not discriminate against any user or consumer based on their submission of requests under any law such as the CCPA. If we deny some or all of a request, we will explain why.